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Marine insurance is essential for protecting ships, cargo, and freight from the many risks involved in water transport. Whether you’re a business owner importing goods or a shipping company managing fleets, this insurance provides financial security against unexpected events like damage, theft, loss, or delays caused by accidents or harsh weather conditions.
Transporting goods over water comes with uncertainties such as storms, piracy, and handling mistakes that can threaten your shipments. Without proper coverage, these risks can lead to costly losses and business interruptions.
Choosing the right marine insurance plan tailored to your needs ensures that your ships and cargo are protected throughout their journey. With reliable coverage, you can reduce financial risks and operate with confidence, knowing your investments are safe no matter what challenges arise at sea.
- Why Choose Us Section:
- Full Protection
- From collision to natural disasters
- Cashless Repairs
- Network of trusted garages
- Fast Claims
- 3-step process for quick settlements
- 24/7
- Customer Support
Coverage Policy
Our motor insurance is designed to give you complete peace of mind by protecting you and your vehicle from a wide range of risks and uncertainties. Here's what we cover:
- Accidental Damage
- Covers repair or replacement costs for your vehicle in case of collisions, whether you're at fault or not. This includes damage from minor dents to major accidents.
- Theft or Total Loss
- If your vehicle is stolen or damaged beyond repair, we provide compensation based on the insured declared value (IDV) to help you recover financially.
- Fire & Natural Calamities
- Protection against loss or damage caused by fire, explosions, earthquakes, floods, storms, lightning, and other natural disasters.
- Third-Party Liability
- Legally required coverage that protects you from financial liability if your vehicle causes injury, death, or property damage to a third party.
- Personal Accident Cover
- Provides financial support to the driver in case of accidental injury, disability, or death. Optional cover for passengers is also available.
- Towing & Roadside Assistance
- In case of breakdowns, we offer emergency roadside support, towing, battery jump-starts, flat tire service, fuel delivery, and more.
- Damage During Transit
- Covers your vehicle during transportation by road, rail, air, or inland waterways within the country.
- Key Replacement & Lock Protection (Optional Add-on)
- Reimbursement for the cost of replacing lost or stolen keys and lock repair/replacement services.
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- FAQ Section:
What does Marine Insurance include?
Types available?
Who needs it?
Exporters, importers, shipping firms, traders.
What are standard exclusions?
Delay, leakage, war (add war clause for cover).
Premium basis?
Claim filing?
Submit Bill of Lading + survey report
→ Settlement in 20–30 days.