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Motor insurance offers essential financial protection against a wide range of vehicle-related risks, including accidents, theft, and damage. Whether you own a private car for daily use or manage commercial vehicles for your business, having the right motor insurance plan brings you peace of mind. It helps cover repair expenses, medical costs, and any legal liabilities that may arise from unforeseen incidents on the road.
Choosing a motor insurance policy tailored to your specific needs ensures you stay protected without paying for unnecessary coverage. With the right plan, you can drive confidently knowing that you are financially safeguarded against unexpected events, while also complying with legal requirements. Invest in motor insurance today to keep yourself, your vehicle, and your finances secure on every journey.
- Why Choose Us Section:
- Full Protection
- From collision to natural disasters
- Cashless Repairs
- Network of trusted garages
- Fast Claims
- 3-step process for quick settlements
- 24/7
- Customer Support
MOTOR LIABLITY / COMPRIENSIVE INSURANCE
| SCOPE OF COVER : ACT LIABILITY | |
|---|---|
| As per provision of the Law (Motor Vehicle Act: 1983) no person other than passenger can use motor vehicle in the public place without third party (Act liability) insurance in force. | |
| The prevailing Third Party compensation or limit of liability are: | Limit |
| Death of any person and/ or passenger | Tk.20,000/= |
| Bodily injury (grievous hurt) person and/ or passenger | Tk.10,000/= |
| Bodily injury (minor hurt) person and/ or passenger | Tk. 5,000/= |
| Property/Material damage | Tk.50,000/= |
| SCOPE OF COVER : COMPREHENSIVE |
|---|
| The insurer will indemnify the insured against loss or damage to the subject matter insured caused by: |
| i) fire explosion, self ignition or lightning; |
| ii) burglary housebreaking or theft; |
| iii) Riot and strike; |
| iv) Earthquake (fire and shock damage); |
| v) Accidental external means; |
| vi) Flood, typhoon, hurricane storm, tempest, inundation, cyclone, hailstorm, frost; |
| vii) Whilst in transit by road, rail, inland waterway, lift, elevator or air. |
Coverage Policy
Our motor insurance is designed to give you complete peace of mind by protecting you and your vehicle from a wide range of risks and uncertainties. Here's what we cover:
- Accidental Damage
- Covers repair or replacement costs for your vehicle in case of collisions, whether you're at fault or not. This includes damage from minor dents to major accidents.
- Theft or Total Loss
- If your vehicle is stolen or damaged beyond repair, we provide compensation based on the insured declared value (IDV) to help you recover financially.
- Fire & Natural Calamities
- Protection against loss or damage caused by fire, explosions, earthquakes, floods, storms, lightning, and other natural disasters.
- Third-Party Liability
- Legally required coverage that protects you from financial liability if your vehicle causes injury, death, or property damage to a third party.
- Personal Accident Cover
- Provides financial support to the driver in case of accidental injury, disability, or death. Optional cover for passengers is also available.
- Towing & Roadside Assistance
- In case of breakdowns, we offer emergency roadside support, towing, battery jump-starts, flat tire service, fuel delivery, and more.
- Damage During Transit
- Covers your vehicle during transportation by road, rail, air, or inland waterways within the country.
- Key Replacement & Lock Protection (Optional Add-on)
- Reimbursement for the cost of replacing lost or stolen keys and lock repair/replacement services.
- FAQ Section:
What types are available?
What does Comprehensive cover?
Who is eligible?
What are exclusions?
How to buy online?
iciclbd.com/motor – Instant policy via bKash/card.
How to claim?
Report within 24 hrs + FIR + photos
→ Survey in 48 hrs
→ Payout in 5–10 days.